IRS Refunds to Pay for Dental Care may Make Financial Sense

Providing better smiles to Rochester, Webster, Greece, Fairport & Nearby Areas of New York

Authored by:

Man using a calculator to plan for dental costs in RochesterExpecting an IRS refund for 2018 taxes? Maybe you have already filed and know exactly how much you're getting back. There are many things you could do with a refund, from shopping to utility bills, to savings and paying down debt. Some people use their refunds to invest in a cosmetic, restorative or general dentistry procedure they've been planning to get.

Although the average refund is down about 8 percent so far this year, some people – especially married filers with children – may get a bigger refund this year. You should obviously make the choice that feels right to you, but we want to discuss what you will get back in return for investing your refund in dentistry. Please give us a call if you have any questions about dental care, financing and insurance.

How Dentistry can be a Practical Financial Investment

Like any responsible saver, you probably want to maximize what you are able to do with your IRS refund. If you've been delaying dental treatment while you save up for the co-pay or down payment, your refund may be the perfect opportunity you've been waiting for.

You could use your refund to pay for all or part of any dental procedure, such as:

Dentistry provides benefits well into the future, especially those treatments that rehabilitate your dental health and dental function. Opting for a dental implant, for example, pays you back both immediately and in the decades ahead. Replacing a tooth makes it possible to chew, speak, laugh and smile like you did before tooth loss.

Why Dentistry and Oral Health is so Important

Man smiling and looking at his dental results with a handheld mirror at the dentist's officeTax refunds aside, maintaining good dental health – which includes routine cleanings and checkups – is important. If there is a treatment you know you need because a dentist has recommended it, or if you are due for a cleaning and checkup, you deserve those things. If you have dental insurance, call your insurer or log in to your account to verify what is covered and what your co-pays are. When you visit us for a consultation, our experienced staff can help to verify your coverage, although ultimately the patient is responsible for payment at the time of service, even if the insurer changes their coverage estimate. We can help you sort out those details when you visit us.

Our office also works with several financing companies. Offering varying terms, these financing plans can be applied for online. They'll make it possible for you to pay in monthly installments for the dentistry you want. Ask our office for more information.

Dentistry and oral health is important for so many reasons, including that effective dental care will:

  • Reduce the risk of dental maladies. Gum disease, gum recession, tooth decay, tooth abscesses, bad breath – these dental problems are often completely preventable with proper care. Staying on top of your dental health keeps your teeth and gums healthy, which is a worthwhile investment.
  • Promote lifelong teeth retention. The average lifespan is longer than previous generations, and today's adults don't assume they will get dentures at some point. Instead, modern dentistry focuses on maintaining teeth so that they have the best chance of lasting a lifetime. By investing in the dental restorations and treatments you need today, you'll continue to reap the benefits well into the future.
  • Help you feel good about the way you look. Feeling good about your smile and your oral health can positively influence many areas of your life. You'll probably feel more confident and may experience a lift in self-esteem once you've gotten the dental rehabilitation you've been saving for. This is good for your mental health, and may even be good for job promotions, getting hired at a new job, making new friends, connecting with your current friends and loved ones. When you like your smile, it can result in being more open and approachable.

Of course, the only way to weigh the costs against the benefits of a recommended treatment is to visit our experienced dentists. After examining your teeth and mouth, the dentist will help you plan the most effective path toward rehabilitating your smile and oral health.

Call Today to Learn More

If you are searching for experienced, compassionate dentists to provide effective, gentle care, please call the practice of Dr. Meredith Pogal and Dr. Paul Sussman at 585-227-4390. Our dentists are located in Rochester, New York, and our patients visit us from across the region, including Fairport, Greece and Webster.